OUR PROPOSITION
We aim to deliver a top tier debt advisory service to private equity and SMEs that is typically only found in the larger advisory firms and investment banks. We combine up to date market knowledge with an experienced team to deliver practical tailored solutions to meet our clients’ needs.
If you leave this page with a few key messages, they should be:
- Debt advisory is accessible to all businesses, not just large ones.
- The scope, and therefore our fees, can be tailored to your precise requirements.
- The debt market is becoming more complex and, consequently, it is increasingly important that you have the right advice.
- It is worth having a conversation with us to assess your specific circumstances.
OUR EXPERTISE
Our team has significant experience in raising debt for SMEs, including direct experience in the structured finance teams of major banks. With the market trending towards specialisation and the number of funders increasing, understanding the requirements and processes of lenders across the market from mainstream banks to specialist debt funds is becoming increasingly important to ensure that the debt package matches your business needs.
We provide advice on:
- The debt capacity of your business.
- Reviewing your existing debt arrangements.
- The range of debt options available in the market and the likely costs of those options.
- The most appropriate funders in the market for your particular needs.
- Strategies to optimise your overall debt package, balancing a range of factors including quantum, pricing, amortisation profile, repayment holidays, covenant testing, security requirements and more.
CASE STUDIES
We have relationships with: Mainstream Banks | Challenger Banks | Asset Based Lenders | Alternative finance providers, including: Debt Funds, Unitranche Lenders, Mezzanine Providers, Venture Debt. We also have experience of cross-border banking and other finance facilities such as trade finance, card facilities, property finance and bridging finance.
WHERE WE ARE DIFFERENT
We believe that our value is in knowing who to speak to about specific circumstances. It is not a good use of time for businesses or funders to run a process with a greater number of funders than is necessary. We have already invested our time in understanding the market so that we are in a position to shorten the process and connect you directly to the most appropriate funders – a targeted process delivers better results, which reduces the time you need to invest in the process and increases the time the funders are willing to invest in exploring your particular requirements.
We take a hands-on approach and will proactively manage the process, ensuring that the fund raise progresses efficiently and that funders receive the information as they need it (or, ideally, before they need it). We project manage the process so that you can focus on your day-to-day role.
TRANSACTION DEBT REVIEWS
For any transaction you are considering, we can provide a debt review covering:
- Debt capacity under a range of potential structures.
- The impact of those structures on shareholder returns or against a business case.
- The debt funders that will be most appropriate for those structures.
- Likely areas of consideration for debt funders in relation to the transaction.
- The likely costs associated with each structure.
- Other considerations such as working capital facilities, covenants and speed of delivery.
EXISTING BUSINESS ASSESSMENT
For an existing business or asset in an investment portfolio we can review the funding arrangements currently in place including:
- Pricing in comparison to current market conditions.
- Facility limits and excess capacity.
- The potential for other structures and whether these would unlock additional debt capacity and/or lower pricing.
- Any areas you may wish to discuss with incumbent funders.